Spacious and elegant 10-room, 4-bedroom, 3.5-bath brick center-entrance Colonial in Belmont’s desirable Payson Park. This well-maintained home blends classic charm with flexible living across three finished levels. The main floor features a front-to-back living room with fireplace, crown molding, and hardwood floors, opening to a bright family room and formal dining room. A sunlit eat-in kitchen offers ample space and a semi-modern layout, plus a convenient half bath. The second floor includes a spacious primary suite with walk-in closet and private bath, two additional bedrooms, full hall bath, and a home office. The third floor offers a large fourth bedroom and storage room, perfect for guests or future expansion. The finished lower level includes a second family room, full bath, and cedar closet. Detached 2-car garage, gas heat. This well-maintained home awaits your updates and modernization. Convenient to 73 bus, Harvard Sq, Storrow & Memorial Drives, Rt. 2, and Alewife.